SME Bizna loan is designed with the needs of small business people in mind to supply them with a short-term financing facility for working capital needs

Term loans available including Property Finance, Project Finance and Bridging Finance
Customisation of term loan facility to suit your financing needs.

Short term loan to finance cooperatives and estates who want to install or replace obsolete processing units at an interest rate of 10% reducing balance

Short term loan to finance picking of cherry (Labour), Processing of cherry, Transport of cherry at a 5% reducing balance interest rate

Medium term loan to finance producers in need of rehabilitating their crop by purchasing farm inputs, financing farm operations such as labour and transport at 10% reducing balance interest rate

Short term loan to finance primary production/ processing of crops at 10% reducing balance interest rate

Medium term loan targeting Cooperative societies to improve quality and quantity of coffee produced through organized and purchase of inputs in bulk at 5% reducing balance interest rate

Medium term Agro–Processing Loan facility for borrowers who are engaged in processing or value addition to agricultural products through processing before selling at 10% reducing balance interest rate

Medium term loan targeted at farmer based Saccos, unions, marketing and milling agents and financial institutions involved in agricultural financing, as a means to increase Commodities Fund’s outreach by leveraging on the above institutions’ local presence at 2.5% flat rate

Long term loan for producers who want to establish new crops or change season, as well as increase acreage at 10% reducing balance rate

Long term loan to facilitate borrowers to acquire machinery and equipment at 10% reducing balance rate

Long term loan facility meant to assist producers undertake critical construction works at 10% reducing balance rate

long term loan facility to assist borrowers’ access water on the farm/premises and also installation of irrigation system at 10% reducing balance rate

The cherry advance levy fund will finance farmers’ working capital as they wait for their earnings from coffee marketers. 

AgriFI Kenya Challenge Fund is implemented by Self Help Africa with technical support from Imani Development Limited. The European Union initiative targets 50 Agri –enterprises in 2 windows. NB: Competition window closed on 20th November 2019

Finance Agribusiness SMEs in Kenya, Tanzania and Uganda

Finance the purchase of productive assets, facilitating lease payments, equipment, livestock, green houses, and irrigation equipment.

Finances land preparation, purchase of farm inputs and implements, livestock feeds, labour finances, business stock, harvest and other agricultural activities. It offers easy and convenient repayment through the monthly pay outs.

Support entrepreneurs in Africa to grow their businesses and need additional capacity, expertise, technology and funding in order to extend their impact and add value.

GroFin considers business applications on the basis of their potential and credibility of the entrepreneur. GroFin understands SMEs and have a proven track record of helping entrepreneurs and business owners start or grow successful businesses.

Youth, Women, Creative industries Stable business

Start-ups in regular positive cash flow

Start-ups in regular positive cash flow Other

A public-private impact fund for smallholder farmers. The Fund de-risks investments in smallholder farming and helps drive sustainable impact by showcasing the commercial opportunity represented by smallholder farming finance. The EUR 100 million IDH Farmfit Fund takes the responsibility for the first losses incurred supported by a second loss guarantee facility from USAID (up to USD 250 million) thus providing a significant element of reassurance for investors. Sectors covered include food, staple and cash crops including, cocoa, coffee, cotton, palm oil, tea, aquaculture, soy, cassava, rice and other commodities.

This facility enables formation of partnerships between ICDC and one or more parties through creation of a new entity to undertake a specific economic activity for an agreed period of time. The Maximum ICDC shareholding is 35%

The facility allows ICDC and one or more parties to participate for a specified period of time in expansion or restructuring of an existing enterprise by taking up shareholding. Maximum ICDC shareholding: 35%

The product enables ICDC to finance companies which have a strong growth potential and a demonstrated ability to earn solid profit margins but lack security to offer for a loan. The product therefore has both debt and equity features. Maximum ICDC shareholding: 35%

This facility is available for working capital, business initiation or expansion requirements.

Credit facility to support technology transfer to Kenyan enterprises through import of plant, machinery and equipment from India.

Financing between 60 – 70% of total project cost

The loan is advanced to youth who have existing businesses and are able to provide security. The financing provides friendly large scale financing for business expansion to applicants (may be individual, partnerships or limited companies)

The Youth Enterprise Development Fund has partnered with Smart Solutions Africa (SSA) to support young farmers in acquiring green houses and global compliant agricultural inputs

The Youth Enterprise Development Fund provides this loan to groups and individuals at the constituency level

A loan product issued to registered women groups at the constituency level to expand or start new businesses

Finances women led SACCOs and SACCOs with a good credit history for on lending purposes. Through a partnership with 13 SACCOS, borrowers access individual loans at a subsidized Interest rate of 8% reducing balance per annum.

The credit facility for cash production of tea, coffee, Sugarcane, pyrethrum, cashew nuts, citrus, mango trees, bananas, stevia and other cash crops. The facility finances crop establishment, crop maintenance, processing equipment, and operating costs.

Loans designed to provide start-up capital for those seeking to start, or are engaged in agricultural microenterprises. Specifically, the product targets marketers and processors farm produce, traders, transporters, marketers and processors farm produce.

These are loans to finance horticultural and Floricultural projects covering Fruits, vegetables and flowers; green houses and related equipment; water and electricity supply systems; harvesting and packaging equipment; labour and other operational costs; and working capital

Under our new strategy, we are extending support to the country's arid and semi-arid lands. This shift supports the government's commitment to improve small-scale irrigation, extension services, marketing and access to financial services in areas with high poverty rates. The emphasis is on a market-oriented approach in the sectors of horticulture, dairy production, cereal commodities and rural finance.

Finances farm inputs for farm crops.

Pre-shipment and post shipment financing

This is an agribusiness product which aims at supporting farming as a business.

• LPO Financing
• Building Stock
• Payment to creditors
• Business cash flow needs
• Production Loan
• Export Packing Credit Loans

Accion Global Investments invests in established financial institutions and innovative financial service providers that leverage technology to support underserved microentrepreneurs, families, and individuals in emerging markets.

Financing purchase of farm inputs such as seeds, fertilizer and agro-chemicals in order to increase agricultural yields.

Accion Venture Lab provides capital and extensive support to innovative, scalable fintech startups that improve the reach, quality, and affordability of financial services for the underserved.

Aceli Africa will provide targeted financial incentives to lenders to increase their risk appetite, while facilitating technical assistance to agricultural SMEs (farmer cooperatives and food processors) so that they can qualify for and manage financing