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Financing Options and Providers

Total results: 131

SME Bizna loan

SME Bizna loan is designed with the needs of small business people in mind to supply them with a short-term financing facility for working capital needs

▲▼Business Eligibility
▲▼Minimum Documentation Required
  • Duly constructed business financial statements for at least 12 months
  • Certified 12 month bank statements
  • Business Licences
  • Minimum of 3 years trading history within local markets to support loan amounts
▲▼Others
▲▼Max KES 3,000,000
▲▼Collection / Repayment (months)
12
Prime Yes Loan

Term loans available including Property Finance, Project Finance and Bridging Finance
Customisation of term loan facility to suit your financing needs.

▲▼Business Eligibility
  • One time Processing fee of 1%.
  • No appraisal fee.
  • Maximum loan tenure 4 years.
  • No early repayment penalties.
  • Flexible repayment instalments which may include reducing balance repayment, equal monthly instalment repayment and lump sum repayment.
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans-Coffee Processing loans (CPL)
Short term loan to finance cooperatives and estates who want to install or replace obsolete processing units at an interest rate of 10% reducing balance
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans -Cherry Advance (CHADV)
Short term loan to finance picking of cherry (Labour), Processing of cherry, Transport of cherry at a 5% reducing balance interest rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans -Extended Advance (EXADV)
Medium term loan to finance producers in need of rehabilitating their crop by purchasing farm inputs, financing farm operations such as labour and transport at 10% reducing balance interest rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
36
Commodities Fund -Coffee Loans -Coffee Advances (ADV)
Short term loan to finance primary production/ processing of crops at 10% reducing balance interest rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
12
Commodities Fund -Coffee Loans -Bulk Acquisition of Farm Inputs (BAFI)
Medium term loan targeting Cooperative societies to improve quality and quantity of coffee produced through organized and purchase of inputs in bulk at 5% reducing balance interest rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
36
Commodities Fund -Coffee Loans -Value addition Loan (VA)
Medium term Agro–Processing Loan facility for borrowers who are engaged in processing or value addition to agricultural products through processing before selling at 10% reducing balance interest rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
24
Commodities Fund -Coffee Loans -Wholesale Lending (WSL)
Medium term loan targeted at farmer based Saccos, unions, marketing and milling agents and financial institutions involved in agricultural financing, as a means to increase Commodities Fund’s outreach by leveraging on the above institutions’ local presence at 2.5% flat rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
18
Commodities Fund -Coffee Loans -Coffee Establishment Loan (CEL)
Long term loan for producers who want to establish new crops or change season, as well as increase acreage at 10% reducing balance rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans -Coffee Machinery and Equipment Loan (CMEL)
Long term loan to facilitate borrowers to acquire machinery and equipment at 10% reducing balance rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans -Infrastructure Loans
Long term loan facility meant to assist producers undertake critical construction works at 10% reducing balance rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans -Water Development/Irrigation Loans
long term loan facility to assist borrowers’ access water on the farm/premises and also installation of irrigation system at 10% reducing balance rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
The Kenya Planters Cooperative Union (KPCU) -Cherry advance levy fund

The cherry advance levy fund will finance farmers’ working capital as they wait for their earnings from coffee marketers. 

▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
AgriFI Kenya Challenge Fund
AgriFI Kenya Challenge Fund is implemented by Self Help Africa with technical support from Imani Development Limited. The European Union initiative targets 50 Agri –enterprises in 2 windows. NB: Competition window closed on 20th November 2019
▲▼Business Eligibility
  • Economic Drivers/Viability: Business model fit and growth prospect (i.e. profit, turnover, cash flow, efficiency and market potential) and the business capacity (i.e. governance, financial and risk management)
  • Social impact: Inclusion of smallholder farmers, pastoralists, job creation, influence on food security and improved nutrition, gender and youth inclusion, and inclusion of arid areas.
  • Environmental impact: Inclusion of climate smart approaches at farm and enterprise level
  • Additionality and level of leverage.
  • A minimum 50% match fund required –own sources or external equity investment
▲▼Minimum Documentation Required
▲▼Others
▲▼Max KES 100 Billion
▲▼Collection / Repayment (months)
24
Grassroots Business Fund
Finance Agribusiness SMEs in Kenya, Tanzania and Uganda
▲▼Business Eligibility
  • GBF prefers “growth stage” companies with a strong track record.
  • GBF seeks companies that can protect their market position through high barriers to entry, first-mover advantage, high-quality differentiated products, etc.
  • Competent Management Team
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Development Finance
Finance the purchase of productive assets, facilitating lease payments, equipment, livestock, green houses, and irrigation equipment.
▲▼Business Eligibility
▲▼Minimum Documentation Required
  • Evidence for previous years’ bonus pay out.
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
12
Working capital Loan

Finances land preparation, purchase of farm inputs and implements, livestock feeds, labour finances, business stock, harvest and other agricultural activities. It offers easy and convenient repayment through the monthly pay outs.


▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
12
GreenTec Capital Partners
Support entrepreneurs in Africa to grow their businesses and need additional capacity, expertise, technology and funding in order to extend their impact and add value.
▲▼Business Eligibility
▲▼Minimum Documentation Required
  • Operations in Sub-Saharan Africa
  • Focus on Impact and Sustainable Development Goals (SDGs)
  • Early stage companies with proof of concept
  • Scalability and profitability potential
  • Environmental and social impact
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
GroFin
GroFin considers business applications on the basis of their potential and credibility of the entrepreneur. GroFin understands SMEs and have a proven track record of helping entrepreneurs and business owners start or grow successful businesses.
▲▼Business Eligibility
  • Entrepreneur Profile: The entrepreneur should have significant own investment in the business, have the ability to manage a business – from operations, sales, financial management, administration, and leadership. They must be willing to work with GroFin as a value adding financier and share management information regularly. They must have growth ambition and demonstrate integrity as well as professionalism in their dealings.
  • Collateral requirements: Though GroFin has no minimum requirement, they expect entrepreneurs to (partly) secure the loan if collateral is available. Quality and value of collateral does play an important part in the overall risk assessment. Personal guarantees of the entrepreneur(s) is required.
  • Social Impact: The business must be able to have a measurable impact in terms of the number of jobs supported and sustained, female ownership, female employment and semi-/unskilled labour. SMEs that provide indirect job opportunities (e.g. training, skills development) and/or environmental services (water, waste, energy, ecotourism) are also attractive to GroFin.
  • Business support: GroFin delivers business support to clients prior to the investment and during the tenor of the loan – focusing on improving business viability, sustainability and growth through identifying material business risks/opportunities across a range of generic areas as identified during the screening/due diligence stage. For this reason, entrepreneurs need to be receptive to receiving advice and implementing recommendations, normally around improving formalisation of their business.
▲▼Minimum Documentation Required
▲▼Others
▲▼Max KES 165,000,000
▲▼Collection / Repayment (months)
8

Financing instruments

The Financing Gateway provides you with a free listing of the many financing instruments available for MSMEs. It enables you to filter the instruments that match your needs and click through to the –financing provider’s Internet pages or Contact agent details to find out more and apply.

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