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Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees For profit social enterprises Farmers' cooperatives Other services - microfinance institutions and innovative financial service providers Accion " "extra_en" => "" ] "sort" => array:1 [ 0 => "Accion Global Investments" ] ] 1 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "99" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:9 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 7 6 => 9 7 => 10 8 => 11 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 5 1 => 22 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 50 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:9 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-trading-internationally" 6 => "for-profit-social-enterprises" 7 => "farmers-cooperatives" 8 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => array:2 [ 0 => "equity" 1 => "seed-capital" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "accion" ] "financings_scale" => "min-300000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => 0 "max_amount" => 654000000 "max_duration" => 12 "title_en" => "Accion Venture Lab" "description_en" => " Start-up Business - Registered - Regular Sales Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors Accion <ul><li>Mobile phone–based financial services or business models built on mobile payment platforms; </li><li>Specialized credit assessment or delivery models (e.g., underwriting/credit scoring approaches, housing, education, small and medium enterprise finance, energy); </li><li>Online or social media platforms for enabling financial access (e.g., peer-to-peer, social media); </li><li>Pay-as-you-go, collaborative consumption, and other “embedded” financial service models (e.g., micro-leasing, rent-to-own, modular housing); and </li><li> New products (e.g., savings, remittances/payments, microinsurance, and credit) for people living in poverty.</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Accion Venture Lab" ] ] 2 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "87" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 4 1 => 1 2 => 5 ] "social_group_ids" => array:1 [ 0 => 10 ] "target_sector_ids" => array:3 [ 0 => 2 1 => 3 2 => 21 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 5 1 => 18 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 40 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 1 => "stable-business-regular-sales-registered-audited-accounts" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:1 [ 0 => "farmers-cooperatives" ] "target_sectors" => array:3 [ 0 => "agriculture" 1 => "agri-food-and-agri-business" 2 => "other-services-financial-service-providers" ] "countries" => [] "instrument_types" => array:2 [ 0 => "equity" 1 => "blended-financing" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "aceli-africa" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Aceli Africa" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Farmers' cooperatives Agriculture Agri-food and Agri-business Other services –Financial service providers Aceli Africa " "extra_en" => "" ] "sort" => array:1 [ 0 => "Aceli Africa" ] ] 3 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "97" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:31 [ 0 => 2 1 => 3 2 => 14 3 => 22 4 => 6 5 => 23 6 => 17 7 => 18 8 => 24 9 => 19 10 => 25 11 => 26 12 => 7 13 => 27 14 => 28 15 => 29 16 => 30 17 => 8 18 => 20 19 => 31 20 => 9 21 => 32 22 => 33 23 => 10 24 => 11 25 => 12 26 => 15 27 => 13 28 => 34 29 => 35 30 => 36 ] "country_ids" => [] "instrument_type_ids" => array:3 [ 0 => 2 1 => 5 2 => 45 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 49 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:31 [ 0 => "agriculture" 1 => "agri-food-and-agri-business" 2 => "fishing-and-fisheries" 3 => "construction-raw-materials-services" 4 => "consumer-goods-retail-and-distribution" 5 => "apparel-and-accessories" 6 => "artisanal-products" 7 => "professional-services" 8 => "education-training-academia" 9 => "renewable-energy" 10 => "entertainment-music-film-culture-art" 11 => "design-labelling-graphics-and-printing" 12 => "food-beverages" 13 => "healthcare-pharmaceuticals-and-bio-pharmaceuticals" 14 => "healthcare-medical-care-hospitals-and-care-infrastructure" 15 => "healthcare-equipment-prosthetics" 16 => "healthcare-personal-protective-equipment-and-consumables" 17 => "industrial-equipment-machinery" 18 => "information-technology-and-it-enabled-services" 19 => "leather-leather-products-footwear" 20 => "engineering-technology-manufacturing" 21 => "marine-structures-boats-equipment" 22 => "marine-services-shipping" 23 => "packaging-raw-materials-sustainable" 24 => "packaging-raw-materials-conventional" 25 => "packaging-converters-equipment-manufacturers" 26 => "trading-services" 27 => "transport-logistics" 28 => "tourism-travel-services" 29 => "vehicles-of-all-types-and-their-parts" 30 => "wood-wood-products" ] "countries" => [] "instrument_types" => array:3 [ 0 => "receivables-financing" 1 => "equity" 2 => "factoring" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "acumen" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Acumen" "description_en" => " Start-up Business - Registered - Regular Sales Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Agri-food and Agri-business Fishing and fisheries Construction, raw materials & services Consumer goods retail and distribution Apparel and accessories Artisanal products Professional services Education, training, academia Renewable energy Entertainment, music, film, culture, art Design, labelling, graphics and printing Food & beverages Healthcare, pharmaceuticals and bio-pharmaceuticals Healthcare: medical care, hospitals and care infrastructure Healthcare: equipment & prosthetics Healthcare: Personal protective equipment and consumables Industrial equipment & machinery Information technology and IT enabled services Leather, leather products & Footwear Engineering technology & Manufacturing Marine structures, boats & equipment Marine services & shipping Packaging raw materials - sustainable Packaging raw materials - conventional Packaging converters & equipment manufacturers Trading services Transport & logistics Tourism & travel services Vehicles of all types and their parts Wood & wood products Acumen " "extra_en" => "" ] "sort" => array:1 [ 0 => "Acumen" ] ] 4 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "80" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 4 1 => 1 2 => 5 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:2 [ 0 => 2 1 => 3 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 1 1 => 5 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 34 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 1 => "stable-business-regular-sales-registered-audited-accounts" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:2 [ 0 => "agriculture" 1 => "agri-food-and-agri-business" ] "countries" => [] "instrument_types" => array:2 [ 0 => "loan" 1 => "equity" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "agdevco" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "AgDevCo" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Agri-food and Agri-business AgDevCo <ul><li>proven business model (and full business plan and financial operating history for larger investments) </li><li>strong management team</li><li>potential for long-term growth </li><li>potential positive impact on people, economies and the environment </li><li>And in line with our Investment Policy and Procedures.</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "AgDevCo" ] ] 5 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "128" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:4 [ 0 => 1 1 => 4 2 => 5 3 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:2 [ 0 => 2 1 => 3 ] "country_ids" => [] "instrument_type_ids" => array:4 [ 0 => 1 1 => 5 2 => 8 3 => 19 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 28 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:4 [ 0 => "stable-business-regular-sales-registered-audited-accounts" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 3 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:2 [ 0 => "agriculture" 1 => "agri-food-and-agri-business" ] "countries" => [] "instrument_types" => array:4 [ 0 => "loan" 1 => "equity" 2 => "subordinated-loans" 3 => "grants" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "ifad" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => 60 "title_en" => "Agri-Business Development Programme;" "description_en" => "<p>Under our new strategy, we are extending support to the country's arid and semi-arid lands. This shift supports the government's commitment to improve small-scale irrigation, extension services, marketing and access to financial services in areas with high poverty rates. The emphasis is on a market-oriented approach in the sectors of horticulture, dairy production, cereal commodities and rural finance.</p> Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Agri-food and Agri-business IFAD " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agri-Business Development Programme;" ] ] 6 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "37" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 1 1 => 4 2 => 5 ] "social_group_ids" => array:4 [ 0 => 1 1 => 2 2 => 3 3 => 4 ] "target_sector_ids" => array:2 [ 0 => 2 1 => 3 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 11 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:4 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" ] "target_sectors" => array:2 [ 0 => "agriculture" 1 => "agri-food-and-agri-business" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "access-bank-kenya-plc" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 10000 "max_amount" => 100000 "max_duration" => 36 "title_en" => "Agri-Lending" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Agriculture Agri-food and Agri-business Access Bank (Kenya) Plc <ul><li>Unsecured up to KES 50,000</li><li>Easy collateral up to KES 300,000</li><li>Standard collateral > KES 300,000</li></ul> <ul><li>Certificate of registration</li><li>National identification card (for Kenyan citizens) / Passport (Non Kenyans) 1 passport size photo</li><li>KRA PIN</li><li>Residential address confirmation ( name estate, road and house number) for all directors and signatories (use the attached format)</li><li>Company physical address confirmation</li><li>Personal return</li><li>Revenue stamp – KES100</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Agri-Lending" ] ] 7 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "112" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => [] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => [] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 64 ] "financing_type_ids" => 2 "maturity_types" => [] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => [] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "dodore" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => null "title_en" => "Agri-Wallet" "description_en" => " Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors Dodore " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agri-Wallet" ] ] 8 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "43" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 14 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "rafiki-microfinance-bank" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 12 "title_en" => "Agri-business Loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Rafiki Microfinance Bank " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agri-business Loans" ] ] 9 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "74" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 8 ] "social_group_ids" => array:9 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 ] "target_sector_ids" => array:2 [ 0 => 2 1 => 3 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 2 1 => 45 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 59 ] "financing_type_ids" => null "maturity_types" => array:1 [ 0 => "stable-business-regular-sales-not-yet-registered" ] "social_groups" => array:9 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" ] "target_sectors" => array:2 [ 0 => "agriculture" 1 => "agri-food-and-agri-business" ] "countries" => [] "instrument_types" => array:2 [ 0 => "receivables-financing" 1 => "factoring" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "government-development-finance-initiative" ] "financings_scale" => "min-300000" "financings_types" => [] "min_amount" => 26000000 "max_amount" => 100000000000 "max_duration" => 24 "title_en" => "AgriFI Kenya Challenge Fund" "description_en" => " Stable Business - Regular Sales - Not Yet Registered Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Agriculture Agri-food and Agri-business Government Development Finance Initiative <ul><li>Economic Drivers/Viability: Business model fit and growth prospect (i.e. profit, turnover, cash flow, efficiency and market potential) and the business capacity (i.e. governance, financial and risk management) </li><li>Social impact: Inclusion of smallholder farmers, pastoralists, job creation, influence on food security and improved nutrition, gender and youth inclusion, and inclusion of arid areas.</li><li>Environmental impact: Inclusion of climate smart approaches at farm and enterprise level </li><li>Additionality and level of leverage. </li><li>A minimum 50% match fund required –own sources or external equity investment</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "AgriFI Kenya Challenge Fund" ] ] 10 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "50" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 18 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "bank-of-africa" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => 100000 "max_amount" => 0 "max_duration" => 12 "title_en" => "Agribusiness Loan" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Bank of Africa <ul><li>Detailed Analysis of the agricultural project including expected revenues and all the cost items e.g. seeds, animal purchases, herbicides, pesticides, harvesting and labour.</li><li>A comparative analysis of the neighbourhood to establish the kind of farming carried out, expected harvest and suitability of the farming activity the customer is carrying out </li><li>12 months bank statement </li><li>Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycles </li><li>Documentary evidence of the last three year experience in the line of business </li><li> Good credit history </li><li>For limited companies Specific debenture over the asset being purchased</li></ul> <ul><li>KYC documents i.e. directors ID and PIN, Company PIN, MEMART and Certificate of registration</li><li>Business records </li><li>Copy of security</li><li>Land ownership/lease agreements documents </li><li>Dully completed loan application as per account mandate and appraisal form, resolution to borrow. </li><li>Current Valuation Report from bank’s authorized valuers is required for used motor vehicles </li><li>Complete security perfection after the approval. </li><li>Detailed call report including photos and sketch maps</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Agribusiness Loan" ] ] 11 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "42" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 1 1 => 42 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 13 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:2 [ 0 => "loan" 1 => "micro-finance" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "eclof-kenya" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 36 "title_en" => "Agribusiness Loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture ECLOF Kenya " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agribusiness Loans" ] ] 12 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "46" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 16 ] "financing_type_ids" => null "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "smep-microfinance-bank" ] "financings_scale" => "max-50000" "financings_types" => [] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Agribusiness/Agro dealer loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture SMEP Microfinance Bank " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agribusiness/Agro dealer loans" ] ] 13 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "47" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 16 ] "financing_type_ids" => null "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "smep-microfinance-bank" ] "financings_scale" => "max-50000" "financings_types" => [] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Agricultural Asset Financing" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture SMEP Microfinance Bank " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agricultural Asset Financing" ] ] 14 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "59" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => array:1 [ 0 => 116 ] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 59 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => array:1 [ 0 => "kenya" ] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "government-development-finance-initiative" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 36 "title_en" => "Agriculture Finance Corporation -Agribusiness" "description_en" => " Start-up Business - Registered - Regular Sales Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Kenya Government Development Finance Initiative <ul><li>Open to individual borrowers and groups </li><li>Viability of the business </li><li>Tangible security for the loan </li><li>20 % equity contribution towards the project.</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agriculture Finance Corporation -Agribusiness" ] ] 15 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "60" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => array:1 [ 0 => 116 ] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 59 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => array:1 [ 0 => "kenya" ] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "government-development-finance-initiative" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Agriculture Finance Corporation -Cash Crop" "description_en" => " Start-up Business - Registered - Regular Sales Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Kenya Government Development Finance Initiative <ul><li>Tangible security for the loan</li><li>Appropriate and approved crop varieties</li><li>Availability of processing facilities within reasonable distances.</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agriculture Finance Corporation -Cash Crop" ] ] 16 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "61" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => array:1 [ 0 => 116 ] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 59 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => array:1 [ 0 => "kenya" ] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "government-development-finance-initiative" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Agriculture Finance Corporation -Horticulture & floriculture development loan" "description_en" => " Start-up Business - Registered - Regular Sales Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Kenya Government Development Finance Initiative <ul><li>Relevant experience in floriculture & horticulture</li><li>Compliance with regulatory requirements </li><li>Adequate water supply</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Agriculture Finance Corporation -Horticulture & floriculture development loan" ] ] 17 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "81" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 4 1 => 1 2 => 5 ] "social_group_ids" => array:1 [ 0 => 10 ] "target_sector_ids" => array:1 [ 0 => 16 ] "country_ids" => [] "instrument_type_ids" => array:4 [ 0 => 1 1 => 5 2 => 16 3 => 42 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 61 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 1 => "stable-business-regular-sales-registered-audited-accounts" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:1 [ 0 => "farmers-cooperatives" ] "target_sectors" => array:1 [ 0 => "other-services-banking" ] "countries" => [] "instrument_types" => array:4 [ 0 => "loan" 1 => "equity" 2 => "guarantee" 3 => "micro-finance" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "alterfin-guarantee-fund" ] "financings_scale" => "min-300000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 1650000 "max_amount" => 165000000 "max_duration" => 60 "title_en" => "Alterfin-Guarantee Fund" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Farmers' cooperatives Other services -Banking alterfin -Guarantee Fund <ul><li> Number of years of operation > 2</li><li>Gross Loan Portfolio > USD 1,000,000</li><li>Broad outreach: minimum 1000 clients or members</li><li>Deep outreach: oriented towards poorer sections of society: rural, agricultural, women</li><li>PAR 30 days + restructured + write-off < 10%</li><li>Operational Self Sufficiency > 80% and positive trend</li><li>Leverage < = 5</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Alterfin-Guarantee Fund" ] ] 18 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "82" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 4 1 => 1 2 => 5 ] "social_group_ids" => array:1 [ 0 => 10 ] "target_sector_ids" => array:1 [ 0 => 16 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 62 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 1 => "stable-business-regular-sales-registered-audited-accounts" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:1 [ 0 => "farmers-cooperatives" ] "target_sectors" => array:1 [ 0 => "other-services-banking" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "alterfin-smallholder-farmer-organisations" ] "financings_scale" => "min-300000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 1650000 "max_amount" => 165000000 "max_duration" => 18 "title_en" => "Alterfin-smallholder farmer organisations" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Farmers' cooperatives Other services -Banking alterfin -smallholder farmer organisations <ul><li>Number of years of operation > 2</li><li>Benefits for smallholder farmers should be demonstrated (e.g. by fairtrade label)</li><li>Minimum number of farmers benefiting: 150</li><li>Minimum yearly sales > USD 500,000</li><li>Operational Self Sufficiency > 90% and a positive trend</li></ul> <ul><li>Purchase orders </li><li>Physical asset collateral</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Alterfin-smallholder farmer organisations" ] ] 19 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "127" "_score" => null "_source" => array:22 [ "model" => "FinancialInstrument" "maturity_type_ids" => [] "social_group_ids" => array:1 [ 0 => 16 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => [] "financing_provider_id" => array:1 [ 0 => 76 ] "financing_type_ids" => 2 "maturity_types" => [] "social_groups" => array:1 [ 0 => "women-entrepreneurs" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => [] "financing_provider" => array:1 [ 0 => "angela-msme-test-funding-firm" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => null "title_en" => "Angela MSME Test Funding Firm" "description_en" => " Women entrepreneurs All sectors Angela MSME Test Funding Firm " "extra_en" => "" ] "sort" => array:1 [ 0 => "Angela MSME Test Funding Firm" ] ] 20 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "144" "_score" => null "_source" => array:22 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 1 1 => 4 2 => 5 ] "social_group_ids" => array:8 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 11 5 => 15 6 => 16 7 => 17 ] "target_sector_ids" => array:4 [ 0 => 9 1 => 25 2 => 14 3 => 4 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 1 1 => 17 ] "financing_provider_id" => array:1 [ 0 => 55 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:8 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "artisanal-enterprises-or-communities" 5 => "young-entrepreneurs" 6 => "women-entrepreneurs" 7 => "farmers-cooperatives-sectoral-investments" ] "target_sectors" => array:4 [ 0 => "engineering-technology-manufacturing" 1 => "entertainment-music-film-culture-art" 2 => "fishing-and-fisheries" 3 => "all-sectors" ] "countries" => [] "instrument_types" => array:2 [ 0 => "loan" 1 => "loans" ] "financing_provider" => array:1 [ 0 => "industrial-commercial-development-corporation-icdc" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => 60 "title_en" => "Asset Finance" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Artisanal enterprises or communities Young entrepreneurs Women entrepreneurs Farmers' cooperatives (Sectoral Investments) Engineering technology & Manufacturing Entertainment, music, film, culture, art Fishing and fisheries All sectors Industrial & Commercial Development Corporation (ICDC) <ul><li> A detailed Business Plan or Feasibility Study (in case of start-ups)</li><li>A loan application letter on the company's letterhead</li><li>A sealed board resolution to borrow (where applicable)</li><li>Certificate of Incorporation, Memorandum and Articles of Association</li><li>Copies of Collateral offered for the facility under request.</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Finance" ] ] 21 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "145" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 1 1 => 4 2 => 5 ] "social_group_ids" => array:7 [ 0 => 1 1 => 3 2 => 4 3 => 5 4 => 7 5 => 11 6 => 16 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 57 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:7 [ 0 => "young-entrepreneurs-35-years-old" 1 => "individual-farmers-and-farming-communities" 2 => "women-led-enterprises" 3 => "enterprises-delivering-services" 4 => "enterprises-trading-internationally" 5 => "artisanal-enterprises-or-communities" 6 => "women-entrepreneurs" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "industrial-development-bank" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => 36 "title_en" => "Asset Finance" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises trading internationally Artisanal enterprises or communities Women entrepreneurs All sectors Industrial Development Bank " "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Finance" ] ] 22 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "149" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:6 [ 0 => 8 1 => 1 2 => 4 3 => 5 4 => 7 5 => 20 ] "social_group_ids" => array:10 [ 0 => 2 1 => 4 2 => 5 3 => 6 4 => 7 5 => 8 6 => 9 7 => 10 8 => 11 9 => 15 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 6 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:6 [ 0 => "stable-business-regular-sales-not-yet-registered" 1 => "stable-business-regular-sales-registered-audited-accounts" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 3 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 4 => "start-up-not-yet-registered" 5 => "start-up-business-registered-regular-sales" ] "social_groups" => array:10 [ 0 => "mature-entrepreneurs-35-years-old" 1 => "women-led-enterprises" 2 => "enterprises-delivering-services" 3 => "enterprises-manufacturing-products" 4 => "enterprises-trading-internationally" 5 => "not-for-profit-community-and-social-enterprises" 6 => "for-profit-social-enterprises" 7 => "farmers-cooperatives" 8 => "artisanal-enterprises-or-communities" 9 => "young-entrepreneurs" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "cooperative-bank-of-kenya" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 5000 "max_amount" => null "max_duration" => 60 "title_en" => "Asset Finance" "description_en" => " Stable Business - Regular Sales - Not Yet Registered Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Start-up - Not Yet Registered Start-up Business - Registered - Regular Sales Mature entrepreneurs >35 years old Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally Not for profit community and social enterprises For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Young entrepreneurs All sectors Cooperative Bank of Kenya <p>• Copies of identification documents, that is, Memorandum & Articles of Association as well as Certificate of Incorporation (for registered companies)</p><p>• Business Registration Certificate</p><p>• Identity cards for borrowers who do not have registered businesses </p><p>• Identity cards for directors of registered companies and registered businesses</p><p>• Bank statements for 6 months</p><p>• Audited accounts for loans above Ksh 10 million</p><p>• Resolution to borrow (for registered companies) and details of business location</p><p>• Invoices and/or importation documents</p>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Finance" ] ] 23 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "4" "_score" => null "_source" => array:22 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => array:3 [ 0 => 1 1 => 15 2 => 17 ] "financing_provider_id" => array:1 [ 0 => 1 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => array:3 [ 0 => "loan" 1 => "trade-finance" 2 => "loans" ] "financing_provider" => array:1 [ 0 => "family-bank" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => "0.00" "max_amount" => "0.00" "max_duration" => 48 "title_en" => "Asset Finance" "description_en" => """ <p>some description</p> Start-up Business - Registered - Regular Sales Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors Family Bank • Minimum own contribution of 20% of cost of asset\n • Minimum monthly income of Kes.10,000\n • Comprehensive insurance for vehicles/equipment for the period of finance • Bank statements for a period of 6 months\n • Pro-forma invoice from dealer/ seller\n • Copies of logbooks for other motor vehicles owned by the applicant\n • Recent AA/Regent Automobiles valuers and assessors valuation (used vehicles)\n • Copy of logbook (used vehicles)\n • Sale agreement """ "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Finance" ] ] 24 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "150" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:4 [ 0 => 2 1 => 42 2 => 44 3 => 45 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 15 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:4 [ 0 => "receivables-financing" 1 => "micro-finance" 2 => "insurance" 3 => "factoring" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "faulu-microfinance-bank-limited" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => 12 "title_en" => "Asset Finance" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Faulu Microfinance Bank Limited " "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Finance" ] ] 25 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "34" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 10 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "musoni-microfinance-ltd" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 3000 "max_amount" => 3000000 "max_duration" => 36 "title_en" => "Asset Finance Loan" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Musoni Microfinance Ltd <ul><li>Kenyan Citizen </li><li>Age 18+ years</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Finance Loan" ] ] 26 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "30" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 9 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "kenya-women-microfinance-bank" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Asset Financing Loan" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Kenya Women Microfinance Bank <ul><li>At least 10% co-investment</li><li>2 guarantors</li><li>Collaterals</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset Financing Loan" ] ] 27 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "154" "_score" => null "_source" => array:22 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => [] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:3 [ 0 => 1 1 => 17 2 => 42 ] "financing_provider_id" => array:1 [ 0 => 20 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => [] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:3 [ 0 => "loan" 1 => "loans" 2 => "micro-finance" ] "financing_provider" => array:1 [ 0 => "sumac-microfinance-bank" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => 60 "title_en" => "Asset finance" "description_en" => " Start-up Business - Registered - Regular Sales Agriculture Sumac Microfinance Bank <p> • 6 months Certified bank statement<br> • Licenses and necessary permits<br> • Sale agreement with the vendor and 30% deposit in customer’s sumac account<br> • Business Registration Certificates where applicable<br> • Sketch Map Area of Residence and business premises<br> • ID and PIN copies of business owners /Company directors<br> • Copy of company pin and Certificate of Registration for companies<br> • Copy of VAT certificate where applicable<br> • Resolution to borrow for partnerships and companies<br> • Memorandum and Articles of Association for companies.<br> • Current tax and company returns<br> • Copy of utility bills i.e. water and or electricity<br> • Evidence of business i.e. contracts, receipts of business transactions etc.<br> • 2 passport size photos</p>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset finance" ] ] 28 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "155" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 19 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "u-i-microfinance-bank" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => null "max_amount" => null "max_duration" => 36 "title_en" => "Asset financing loan" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture U & I Microfinance Bank <ul><li>Minimum own contribution of up to 20% for new vehicles and 50% for land</li><li>Individuals qualify based on ability to service the loan.</li></ul> <ul><li> Filled in U&I Loan application form</li><li>Copy of national ID card</li><li>U&I Bank statements</li><li>Passport photo</li><li>KRA pin copy</li><li>Profoma Invoice from the seller</li><li>Valuation report from a valuer</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Asset financing loan" ] ] 29 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "20" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:6 [ 0 => 7 1 => 20 2 => 8 3 => 1 4 => 4 5 => 5 ] "social_group_ids" => array:11 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 8 8 => 9 9 => 10 10 => 11 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 6 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:6 [ 0 => "start-up-not-yet-registered" 1 => "start-up-business-registered-regular-sales" 2 => "stable-business-regular-sales-not-yet-registered" 3 => "stable-business-regular-sales-registered-audited-accounts" 4 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 5 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:11 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "not-for-profit-community-and-social-enterprises" 8 => "for-profit-social-enterprises" 9 => "farmers-cooperatives" 10 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "cooperative-bank-of-kenya" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 5000 "max_amount" => 2000000 "max_duration" => 24 "title_en" => "Biashara Plus" "description_en" => " Start-up - Not Yet Registered Start-up Business - Registered - Regular Sales Stable Business - Regular Sales - Not Yet Registered Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally Not for profit community and social enterprises For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors Cooperative Bank of Kenya <ul><li>Have a business not less than a year old </li><li>Business should have regular cash flow </li><li>Business license of the current year where applicable</li><li>Open an account with Co-operative Bank </li><li>Statements of accounts from other banks if your Co-op Bank account is less than 6 months old</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Biashara Plus" ] ] 30 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "101" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 7 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 50 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 52 ] "financing_type_ids" => array:1 [ 0 => 2 ] "maturity_types" => array:1 [ 0 => "start-up-not-yet-registered" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => [] "instrument_types" => array:1 [ 0 => "mobile-digital-financing" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "branch" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "short-term-loan-1-year-payback" ] "min_amount" => 250 "max_amount" => 70000 "max_duration" => 12 "title_en" => "Branch" "description_en" => " Start-up - Not Yet Registered Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors branch <ul><li>The loan process is designed to allow the borrower to build credit with Branch and unlock larger loan amounts.</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Branch" ] ] 31 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "138" "_score" => null "_source" => array:22 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 1 1 => 4 2 => 5 ] "social_group_ids" => array:4 [ 0 => 1 1 => 3 2 => 4 3 => 7 ] "target_sector_ids" => array:1 [ 0 => 4 ] "country_ids" => array:1 [ 0 => 116 ] "instrument_type_ids" => array:1 [ 0 => 1 ] "financing_provider_id" => array:1 [ 0 => 83 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:4 [ 0 => "young-entrepreneurs-35-years-old" 1 => "individual-farmers-and-farming-communities" 2 => "women-led-enterprises" 3 => "enterprises-trading-internationally" ] "target_sectors" => array:1 [ 0 => "all-sectors" ] "countries" => array:1 [ 0 => "kenya" ] "instrument_types" => array:1 [ 0 => "loan" ] "financing_provider" => array:1 [ 0 => "standard-chartered-bank-kenya" ] "financings_scale" => "min-1000000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => null "max_amount" => "215000000.00" "max_duration" => 36 "title_en" => "Business Banking" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Individual farmers and farming communities Women-led enterprises Enterprises trading internationally All sectors Kenya Standard Chartered Bank Kenya <ul><li>Sole proprietorships, Partnerships or Private Limited Companies</li><li>Business registered in Kenya</li><li>Minimum 3 years of business operations</li><li>Your account will require business inflows of at least 50% of the facility limit every quarter.<br></li></ul> <ul><li>ID or Passport of all directors/shareholders/guarantors</li><li>Board of Directors’ resolution</li><li>Memorandum & Article of Association (or Constitution)</li><li>Certificate of incorporation/registration</li><li>Latest 6 months bank statements of main operating account</li><li>Latest audited financial statements (if applicable)</li><li>Do I have to provide any security and/or collateral?</li><li>Collateral required: we accept cash, cash equivalent, residential property, commercial property & standard built industrial property. Further details will be provided by our sales officer</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Business Banking" ] ] 32 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "90" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 1 1 => 4 2 => 5 ] "social_group_ids" => array:10 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 9 8 => 10 9 => 11 ] "target_sector_ids" => array:3 [ 0 => 2 1 => 19 2 => 3 ] "country_ids" => [] "instrument_type_ids" => array:2 [ 0 => 19 1 => 20 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 42 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts-20-employees" ] "social_groups" => array:10 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "for-profit-social-enterprises" 8 => "farmers-cooperatives" 9 => "artisanal-enterprises-or-communities" ] "target_sectors" => array:3 [ 0 => "agriculture" 1 => "renewable-energy" 2 => "agri-food-and-agri-business" ] "countries" => [] "instrument_types" => array:2 [ 0 => "grants" 1 => "concessional-interest-rates" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "agriculture-enterprise-challenge-fund" ] "financings_scale" => "min-300000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 11000000 "max_amount" => 165000000 "max_duration" => 36 "title_en" => "Challenge Funds" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Renewable energy Agri-food and Agri-business Agriculture Enterprise Challenge Fund <ul><li>Innovative ideas that stimulate and/or enrich/contribute to next generation approaches in growing Africa’s Agriculture </li><li>Models that seek to scale new, in-demand publicly-bred varieties of food crops (climate-smart and nutrition focus will be considered an advantage. </li><li>Crops must go beyond hybrid maize. </li><li>Ability to leverage partnerships that increase the availability of other key inputs necessary for maximizing the benefits of improved seed varieties including farmers’ access to appropriate finance, extension services, technologies and output markets.</li></ul> " "extra_en" => "" ] "sort" => array:1 [ 0 => "Challenge Funds" ] ] 33 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "26" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ 0 => 20 ] "social_group_ids" => array:1 [ 0 => 3 ] "target_sector_ids" => array:1 [ 0 => 2 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 8 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:1 [ 0 => "start-up-business-registered-regular-sales" ] "social_groups" => array:1 [ 0 => "individual-farmers-and-farming-communities" ] "target_sectors" => array:1 [ 0 => "agriculture" ] "countries" => [] "instrument_types" => array:1 [ 0 => "loan" ] "instrument_types_parent" => [] "financing_provider" => array:1 [ 0 => "juhudi-kilimo" ] "financings_scale" => "max-50000" "financings_types" => array:1 [ 0 => "long-term-loan-or-investment-1-year-payback" ] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Clean Energy Loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Juhudi Kilimo " "extra_en" => "" ] "sort" => array:1 [ 0 => "Clean Energy Loans" ] ] 34 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "13" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ 0 => 4 1 => 5 2 => 1 ] "social_group_ids" => array:11 [ 0 => 1 1 => 2 2 => 3 3 => 4 4 => 5 5 => 6 6 => 7 7 => 8 8 => 9 9 => 10 10 => 11 ] "target_sector_ids" => array:11 [ 0 => 2 1 => 3 2 => 5 3 => 6 4 => 7 5 => 8 6 => 9 7 => 10 8 => 11 9 => 12 10 => 13 ] "country_ids" => [] "instrument_type_ids" => array:1 [ 0 => 1 ] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ 0 => 4 ] "financing_type_ids" => array:1 [ 0 => 1 ] "maturity_types" => array:3 [ 0 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 1 => "stable-business-regular-sales-registered-audited-accounts-20-employees" 2 => "stable-business-regular-sales-registered-audited-accounts" ] "social_groups" => array:11 [ 0 => "young-entrepreneurs-35-years-old" 1 => "mature-entrepreneurs-35-years-old" 2 => "individual-farmers-and-farming-communities" 3 => "women-led-enterprises" 4 => "enterprises-delivering-services" 5 => "enterprises-manufacturing-products" 6 => "enterprises-trading-internationally" 7 => "not-for-profit-community-and-social-enterprises" …3 ] "target_sectors" => array:11 [ …11] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commercial Agriculture Loan" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Stable Business - Regular Sales - Registered - Audited Accounts Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally Not for profit community and social enterprises For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities Agriculture Agri-food and Agri-business Forestry Consumer goods retail and distribution Food & beverages Industrial equipment & machinery Engineering technology & Manufacturing Packaging raw materials - sustainable Packaging raw materials - conventional Packaging converters & equipment manufacturers Transport & logistics Equity Bank <ul><li>Active Equity Bank account holder. </li><li>Demonstrate loan repayment ability. </li><li>One-year experience in commercial farming or one successful production cycle. </li><li>Demonstrate the existence of other sources of income that could be used in repayment of the loan in case of crop failure, loss of harvest and/or poor marketing due to adverse weather and/or any other factors. </li><li>Provide documentary evidence of farm ownership to be used for production or a valid lease agreement covering at least two future production cycles.</li><li>The farming project to be financed must be within a radius of 50km from the Bank branch and easily accessible to the Bank officials.</li><li>Provide conventional security to cover the loan.</li></ul> <ul><li>Equity Bank account statement. </li><li>Farm ownership title or a valid lease agreement covering at least two future production cycles. </li><li>Conventional security documents e.g. Title, log books etc.</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Commercial Agriculture Loan" ] ] 35 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "66" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:1 [ …1] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:1 [ …1] "social_groups" => array:1 [ …1] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 36 "title_en" => "Commodities Fund -Coffee Loans -Bulk Acquisition of Farm Inputs (BAFI)" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Bulk Acquisition of Farm Inputs (BAFI)" ] ] 36 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "64" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ …3] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:3 [ …3] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commodities Fund -Coffee Loans -Cherry Advance (CHADV)" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Individual farmers and farming communities Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Cherry Advance (CHADV)" ] ] 37 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "62" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:1 [ …1] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 12 "title_en" => "Commodities Fund -Coffee Loans -Coffee Advances (ADV)" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Coffee Advances (ADV)" ] ] 38 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "69" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => [] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => array:1 [ …1] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => [] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => array:1 [ …1] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commodities Fund -Coffee Loans -Coffee Establishment Loan (CEL)" "description_en" => " Individual farmers and farming communities Farmers' cooperatives Agriculture Kenya Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Coffee Establishment Loan (CEL)" ] ] 39 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "70" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:1 [ …1] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commodities Fund -Coffee Loans -Coffee Machinery and Equipment Loan (CMEL)" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Coffee Machinery and Equipment Loan (CMEL)" ] ] 40 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "65" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => [] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => [] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 36 "title_en" => "Commodities Fund -Coffee Loans -Extended Advance (EXADV)" "description_en" => " Individual farmers and farming communities Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Extended Advance (EXADV)" ] ] 41 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "71" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => null "maturity_types" => array:1 [ …1] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => [] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commodities Fund -Coffee Loans -Infrastructure Loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Infrastructure Loans" ] ] 42 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "67" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:4 [ …4] "target_sector_ids" => array:2 [ …2] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:1 [ …1] "social_groups" => array:4 [ …4] "target_sectors" => array:2 [ …2] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 24 "title_en" => "Commodities Fund -Coffee Loans -Value addition Loan (VA)" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Individual farmers and farming communities Enterprises delivering services Enterprises manufacturing products Farmers' cooperatives Agriculture Agri-food and Agri-business Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Value addition Loan (VA)" ] ] 43 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "72" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:2 [ …2] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => null "maturity_types" => array:1 [ …1] "social_groups" => array:2 [ …2] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => [] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commodities Fund -Coffee Loans -Water Development/Irrigation Loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Water Development/Irrigation Loans" ] ] 44 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "68" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:4 [ …4] "target_sector_ids" => array:2 [ …2] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => null "maturity_types" => array:1 [ …1] "social_groups" => array:4 [ …4] "target_sectors" => array:2 [ …2] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => [] "min_amount" => 0 "max_amount" => 0 "max_duration" => 18 "title_en" => "Commodities Fund -Coffee Loans -Wholesale Lending (WSL)" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Individual farmers and farming communities Enterprises delivering services Enterprises manufacturing products Farmers' cooperatives Agriculture Agri-food and Agri-business Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans -Wholesale Lending (WSL)" ] ] 45 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "63" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:1 [ …1] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => null "maturity_types" => array:1 [ …1] "social_groups" => array:1 [ …1] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => [] "min_amount" => 0 "max_amount" => 0 "max_duration" => 60 "title_en" => "Commodities Fund -Coffee Loans-Coffee Processing loans (CPL)" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Farmers' cooperatives Agriculture Government Development Finance Initiative " "extra_en" => "" ] "sort" => array:1 [ 0 => "Commodities Fund -Coffee Loans-Coffee Processing loans (CPL)" ] ] 46 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "107" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ …3] "social_group_ids" => array:10 [ …10] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:3 [ …3] "social_groups" => array:10 [ …10] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 5000000 "max_amount" => 0 "max_duration" => 7 "title_en" => "Corporate Loan" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors Industrial & Commercial Development Corporation (ICDC) <ul><li>A detailed Business Plan or Feasibility Study (in case of start-ups) </li><li>A loan application letter on the company's letterhead</li><li>A sealed board resolution to borrow (where applicable) </li><li>Certificate of Incorporation, Memorandum and Articles of Association </li><li>Copies of Collateral offered for the facility under request.</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Corporate Loan" ] ] 47 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "108" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:3 [ …3] "social_group_ids" => array:10 [ …10] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:1 [ …1] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:3 [ …3] "social_groups" => array:10 [ …10] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:1 [ …1] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "min-100000-max-300000" "financings_types" => array:1 [ …1] "min_amount" => 500000 "max_amount" => 14000000 "max_duration" => 12 "title_en" => "Credit Facilities" "description_en" => " Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs <35 years old Mature entrepreneurs >35 years old Individual farmers and farming communities Women-led enterprises Enterprises delivering services Enterprises manufacturing products Enterprises trading internationally For profit social enterprises Farmers' cooperatives Artisanal enterprises or communities All sectors Kenya Industrial Estates <ul><li>It should be either be a manufacturing business or a service business.</li><li>It should be either be a manufacturing business or a service business.</li><li>It should employ at least 5 people • It should be running for at least 2 years to qualify as a working capital loan.</li></ul> <ul><li>The applicant will be required to provide the following documents </li><li>Photographs and sketch-map of business location </li><li>Landed security to cover a minimum of 140% value of the loan requested. </li><li>Valuation report from a registered land valuer. This will be verified by KIE officers. </li><li>An original certificate of Official Search from land registry </li><li>Two credible guarantors </li><li>Current trading license </li><li>Current bank statements </li><li>Copy of PIN certificate of applicant and guarantors</li></ul>" "extra_en" => "" ] "sort" => array:1 [ 0 => "Credit Facilities" ] ] 48 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "24" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:1 [ …1] "social_group_ids" => array:1 [ …1] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:2 [ …2] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => array:1 [ …1] "maturity_types" => array:1 [ …1] "social_groups" => array:1 [ …1] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:2 [ …2] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 0 "max_amount" => 0 "max_duration" => 36 "title_en" => "Crop Farming Loans" "description_en" => " Start-up Business - Registered - Regular Sales Individual farmers and farming communities Agriculture Juhudi Kilimo " "extra_en" => "" ] "sort" => array:1 [ 0 => "Crop Farming Loans" ] ] 49 => array:6 [ "_index" => "itc-financialinstruments" "_type" => "financialInstruments" "_id" => "117" "_score" => null "_source" => array:24 [ "model" => "FinancialInstrument" "maturity_type_ids" => array:4 [ …4] "social_group_ids" => array:1 [ …1] "target_sector_ids" => array:1 [ …1] "country_ids" => [] "instrument_type_ids" => array:3 [ …3] "instrument_type_parent_ids" => [] "financing_provider_id" => array:1 [ …1] "financing_type_ids" => 2 "maturity_types" => array:4 [ …4] "social_groups" => array:1 [ …1] "target_sectors" => array:1 [ …1] "countries" => [] "instrument_types" => array:3 [ …3] "instrument_types_parent" => [] "financing_provider" => array:1 [ …1] "financings_scale" => "max-50000" "financings_types" => array:1 [ …1] "min_amount" => 2200000 "max_amount" => 0 "max_duration" => 6 "title_en" => "Cultural heritage seed fund" "description_en" => " Start-up Business - Registered - Regular Sales Stable Business - Regular Sales - Registered - Audited Accounts Stable Business - Regular Sales - Registered - Audited Accounts - < 20 employees Stable Business - Regular Sales - Registered - Audited Accounts - > 20 employees Young entrepreneurs Culture and heritage startups HEVA Cultural aspects & due diligence " "extra_en" => "" ] "sort" => array:1 [ 0 => "Cultural heritage seed fund" ] ] ] ] ]